UTI Retirement Fund - Regular Plan
Fund House: UTI Mutual Fund
Category: Retirement Fund
Status: Open Ended Schemes
Launch Date: 26-12-1994
Minimum Investment: 500.0
Asset Class: Mixed Asset
Minimum Topup: 500.0
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index
Total Assets: 4790.85 As on (28-11-2025)
Expense Ratio: 1.65% As on (28-11-2025)
Turn over: 81.00% | Exit Load: Period of Holding *: (A) Less than one year – 1% (B) Greater than or equal to one year – Nil *Units shall not be under lock-in period.
NAV as on 26-12-2025
50.8747
-0.1104
CAGR Since Inception
9.73%
CRISIL Short Term Debt Hybrid 60+40 Index 11.5%
PERFORMANCE
| Scheme Performance (%) | 1-Year Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|
| UTI Retirement Fund - Regular Plan | 5.95 | 12.38 | 12.17 | 9.65 | 9.73 |
| Benchmark | - | - | - | - | - |
| Retirement Fund | 4.86 | 13.05 | 11.24 | 9.9 | 11.27 |
Funds Manager
Mr. Sunil Patil FM 1,Mr. Anurag Mittal FM 2,Mr. V Srivatsa FM 3,Not Applicable FM 4
RETURNS CALCULATORS for UTI Retirement Fund - Regular Plan
Growth of 10000 In SIP (Fund vs Benchmark)
Amount
Period
Start
End
Growth of 10000 In LUMPSUM (Fund vs Benchmark)
Amount
Start
PORTFOLIO ANALYSIS of UTI Retirement Fund - Regular Plan
Portfolio Holdings
Sector Allocation
PEER COMPARISION of UTI Retirement Fund - Regular Plan
| Scheme Name | Inception Date | 1 Year Rtn (%) | 2 Year Rtn (%) | 3 Year Rtn (%) | 5 Year Rtn (%) | 10 Year Rtn (%) |
|---|---|---|---|---|---|---|
| UTI Retirement Fund - Regular Plan | 26-12-1994 | 5.95 | 10.51 | 12.38 | 12.17 | 9.65 |
| ICICI Pru Retrmnt Pure Equity Gr | 01-02-2019 | 12.38 | 19.36 | 25.05 | 24.09 | 0.0 |
| ICICI Pru Retrmnt Hybrid Ag Gr | 02-02-2019 | 11.2 | 17.42 | 21.6 | 18.07 | 0.0 |
| ICICI Pru Retrmnt Hybrid Cons Gr | 05-02-2019 | 8.45 | 9.6 | 11.31 | 8.47 | 0.0 |
| ABSL Retrmnt The 30s Reg Gr | 10-03-2019 | 7.72 | 13.65 | 15.87 | 12.05 | 0.0 |
| SBI Retrmnt Benefit Aggr Hybrid Reg Gr | 05-02-2021 | 6.46 | 9.35 | 13.42 | 0.0 | 0.0 |
| Bandhan Retirement Fund Reg Gr | 18-10-2023 | 6.24 | 9.93 | 0.0 | 0.0 | 0.0 |
| ICICI Pru Retrmnt Pure Debt Gr | 05-02-2019 | 5.88 | 6.52 | 6.39 | 4.98 | 0.0 |
| Union Retirement Fund Reg Gr | 22-09-2022 | 5.79 | 12.19 | 17.52 | 0.0 | 0.0 |
| Baroda BNP Paribas Retirement Fund Reg Gr | 28-05-2024 | 5.6 | 0.0 | 0.0 | 0.0 | 0.0 |
Asset Allocation (%)
Key Performance and Risk Statistics of UTI Retirement Fund - Regular Plan
| Key Statistics | Volatility | Sharpe Ratio | Alpha | Beta | Yield to Maturity | Average Maturity |
|---|---|---|---|---|---|---|
| UTI Retirement Fund - Regular Plan | 5.28 | 1.04 | 1.78 | 0.82 | 7.12 | 10.72 |
| Retirement Fund | - | - | - | - | - | - |